Free tools
Interactive tools for the paperwork phase — free, no account, no signup required to use them.
Your data stays on your device. Every ReadyChapter tool runs entirely in your browser. What you type is stored locally on your device and is never transmitted to us or anyone else — and every tool has a clear Delete All button. For people whose finances are becoming a court record, we think that's the only acceptable design.
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Debt Inventory Builder
Build your complete debt list in the browser, with a guided "forgotten debt sweep" that walks through the places debts hide. Export a clean summary to bring to your attorney — so nothing gets missed when you and your attorney prepare your schedules.
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Bankruptcy Timeline Generator
Enter your chapter and one date, and get a personalized visual timeline of what typically happens and when — every milestone labeled "typical range — your court's dates control." Export to PDF or your calendar.
Prefer paper? The free filing checklist covers the same ground in printable form.